Client Experiences With ABO Capital

Choosing a financing partner is about more than rates or loan programs. For self-employed borrowers and investors, it comes down to experience, trust, and knowing your transaction is being structured correctly.

Below are real letters from clients who have worked directly with Steve Abo and ABO Capital on complex and non-traditional financing scenarios.

Letter of Recommendation — Real Estate Investor

“I am writing this letter to highly recommend Steve Abo as a loan officer and lending partner.

Over the past several years, Steve has helped me successfully complete multiple real estate transactions. As an active real estate investor, I rely heavily on lenders who are knowledgeable, responsive, and reliable — and Steve consistently exceeds those expectations.

His communication is clear and timely, his understanding of loan products and financing strategies is excellent, and he knows how to navigate transactions efficiently from start to finish.

Having a lender like Steve on your team truly makes a difference and directly contributes to long-term growth in real estate investing.”

— Mario Moreno, Real Estate Investor

Contact information removed for privacy.

Letter of Recommendation — Real Estate Investor & Portfolio Owner

“It is with great pleasure that I write this letter of recommendation for Steve Abo, an exceptional loan officer with whom I have worked closely for several years.

As an investor, Steve has been my go-to professional for multiple complex transactions. He is exceptionally creative with financing and truly an ‘out-of-the-box’ thinker, with the ability to structure deals others might overlook.

Steve consistently delivers on what he promises, with honesty, transparency, and a high level of professionalism. His accessibility and communication provide peace of mind throughout complex transactions.

I have referred Steve to many of my contacts, and I will continue to work with him on all future deals and refinances.”

— Neeraj Dewan, Real Estate Investor

Contact information removed for privacy.

Our Approach

Many of our clients come to ABO Capital after being told “no” — not because their deals are weak, but because their income, assets, or structure fall outside conventional guidelines.

Our role is to understand your scenario, identify the right Non-QM strategy, and structure your file correctly from the start — with clear communication every step of the way.

Considering a Similar Scenario?

If you are self-employed, an investor, or navigating a complex financial situation, we invite you to start with a conversation.

Next step: Apply online or speak directly with ABO Capital to discuss whether a bank statement loan or another Non-QM solution fits your goals.

This is not a commitment to lend. All programs are subject to guidelines, underwriting, and approval.