Today’s mortgage market includes more self-employed borrowers, investors, consultants, freelancers, and high-net-worth buyers than ever before. Many of them are financially strong. Many of them
Some borrowers have a strong balance sheet and very little traditional income on paper. They may be retired, between business cycles, living off investments, or
There is no single best loan for every investment property. The right loan depends on the type of deal you are buying, how you plan
Qualifying for a mortgage with 1099 income is absolutely possible. The challenge is that traditional mortgage underwriting was built around salaried borrowers with W-2s, predictable
California gives real estate investors a mix of opportunity and pressure that is hard to match anywhere else. Property values are high, rents can be
A proof of funds letter sounds simple, and in many ways it is. It is a document that shows you have enough liquid money available
DSCR and Non-QM loans are often mentioned in the same conversation, and that creates confusion for a lot of borrowers. Some people think they are
Buying an investment property with a DSCR loan can be one of the simplest ways for real estate investors to finance a rental property without
A DSCR loan is one of the most useful financing tools available to real estate investors today. It was built for a simple reason: many
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