Mortgages Built Around Your Cash Flow, Not Just a W-2

Self-Employed & Non-QM

Bank statement, 1099, P&L, and asset-based programs for business owners and self-employed borrowers who don’t fit traditional W-2 underwriting.

Real Estate Investors

DSCR rental loans, fix & flip, and bridge financing for 1–4 unit investment properties — qualify on the property’s cash flow, not your tax returns.

Commercial & Multifamily

Financing for 5+ unit, mixed-use, and commercial properties, including bridge, ground-up construction, and agency multifamily.

Built for Borrowers Banks Turn Away

DSCR, bank statement, fix-and-flip, foreign national, asset-based — these aren’t edge cases for us, they’re every day. We know which lenders fund which scenarios, and we structure your file to get to yes.

The Abo Capital Team

Let Our Experience Be Your Guide

Traditional lenders underwrite two years of tax returns. If you’re self-employed or building a real estate portfolio, that math rarely tells your full story — and a strong borrower hears “no.”

Abo Capital is a Non-QM mortgage brokerage. We work with a network of wholesale lenders to qualify you on what actually matters — your property’s cash flow, your bank deposits, or your assets. Different programs, one goal: getting you funded.