Loan Programs

Explore Abo Capital’s full menu of mortgage and real estate financing — built around real-world income, assets, and cash flow, not just a W-2. Choose a program below or get started in minutes.


Residential Mortgages (1–4 Units)

Flexible home financing for self-employed borrowers and anyone whose income doesn’t fit the traditional W-2 mold.

Bank Statement Loans

Qualify using months of bank deposits instead of tax returns.

1099 & P&L Income Loans

Built for contractors and self-employed earners who document income differently.

Asset Depletion Loans

Turn your liquid assets into qualifying income.

WVOE Loans

Qualify on a written verification of employment with streamlined paperwork.

No-Doc Loans

Streamlined, minimal-documentation financing for qualified borrowers.

Foreign National & ITIN Loans

Financing for non-U.S. citizens without traditional U.S. credit.

Non-QM Jumbo Loans

Large loan amounts above conforming limits with flexible underwriting.

Home Equity Loans

Access your equity with flexible second-lien options.

One-Time Close Construction Loans

Finance the build and the mortgage in a single closing.


Real Estate Investor Financing

Business-purpose loans for rental investors, flippers, and builders — underwritten around the deal.

DSCR Loans

Qualify rental financing on the property’s cash flow, not your personal income.

Rental Property Refinance

Pull cash out or lower payments on rentals you already own.

Fix & Flip Loans

Short-term financing to acquire, renovate, and resell.

Bridge Loans

Fast, flexible capital to bridge between transactions.

Ground-Up Construction Loans

Financing to build investment properties from the ground up.


Commercial Property Financing (5+ Units & CRE)

Financing for 5+ unit multifamily and commercial real estate — multifamily, portfolio, bridge, and construction options tailored to your project. Talk to us about your scenario.