Letter From Mario M. (DSCR Loan)

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[et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image _builder_version=”4.27.5″ _module_preset=”default” title_text=”Letter Steve of recommendation” src=”https://abocapital.com/wp-content/uploads/2026/01/Letter-Steve-of-recommendation.pdf” hover_enabled=”0″ sticky_enabled=”0″][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section]

How Bank Statement Loan Income Is Calculated

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[et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_post_title _builder_version=”4.27.5″ _module_preset=”default” hover_enabled=”0″ sticky_enabled=”0″][/et_pb_post_title][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”] One of the most common questions borrowers ask when considering a bank statement loan is how lenders calculate qualifying income. Unlike conventional mortgages that rely on W-2s or tax returns, bank statement … Read more

6 Documents Lenders May Review When Qualifying For a Mortgage

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[et_pb_section fb_built=”1″ _builder_version=”4.21.0″ _module_preset=”default” custom_padding=”||0px|||” global_colors_info=”{}”][et_pb_row _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_text admin_label=”Text” _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”] When applying for a mortgage, lenders carefully review financial documentation to evaluate income stability, cash flow, and overall repayment ability.Understanding which documents lenders look at—especially when qualifying through bank statement or other non-QM loan programs—can help borrowers prepare … Read more

DSCR Loans for LLCs & Real Estate Entities (Investor Guide)

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[et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”] Many real estate investors choose to hold rental properties inside LLCs or other legal entities for liability protection, tax planning, and portfolio organization. Unlike traditional investment mortgages, DSCR loans are specifically designed to support entity-based … Read more

DSCR Loan Down Payment Requirements (LTV by Scenario)

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[et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”] Many real estate investors choose to hold rental properties in limited liability companies (LLCs) or other business entities for liability protection, tax planning, and portfolio organization. Unlike traditional financing, DSCR loans are specifically designed to accommodate … Read more

DSCR Loan Programs Explained (30-Year, Interest-Only, No-DSCR)

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[et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″] DSCR loan programs are not one-size-fits-all. Investors can choose from several DSCR loan structures depending on cash flow goals, leverage needs, and long-term hold strategy. Understanding how each DSCR program works allows investors to … Read more

DSCR Loans for Short-Term Rentals (Airbnb & Vacation Rentals)

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[et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″] Short-term rental properties such as Airbnb and vacation rentals have become an increasingly popular investment strategy. For many investors, DSCR loans provide a flexible financing solution that allows qualification based on property cash flow … Read more

DSCR Loans vs Conventional Investment Loans (Investor Comparison)

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[et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″] Real estate investors often compare DSCR loans vs conventional investment loans when deciding how to finance rental properties. While both loan types can be effective, they serve very different borrower profiles, portfolio strategies, and … Read more