by Steve | Dec 2, 2025 | Non-QM Loans
Home > DSCR Loans > How DSCR Is Calculated (Formula + Examples) How DSCR Is Calculated (Formula + Real Examples – 2026 Guide) The Debt Service Coverage Ratio (DSCR) is the foundation of every DSCR loan approval. Lenders use this ratio to determine whether a...
by Steve | Dec 2, 2025 | Non-QM Loans
The Debt Service Coverage Ratio (DSCR) is one of the most important metrics in real estate investing. It determines whether a rental property qualifies for a DSCR loan — a loan that uses rental income to qualify instead of personal income, tax returns, or W-2s....
by Steve | Nov 14, 2025 | Guides & Tutorials
How Mortgage Rates Are Determined Mortgage rates don’t actually start with your loan officer or even the Federal Reserve. They begin with large institutional investors, the bond market, and how your specific file is structured. If you’re self-employed, a real...
by Steve | Aug 13, 2024 | DSCR Loans, Investor Loans
Finding the right investment strategy requires expertise and research. While many options are available, few are as accessible and quick to start as real estate investing. Creating a portfolio of rental properties is where many real estate investors begin. Here are...
by Steve | Aug 6, 2024 | DSCR Loans
Creating a robust and profitable investment portfolio can begin with many decisions. A large portion of real estate investors begin their portfolios with rental properties. While many options to finance rental properties are available, one of the most flexible is a...
by Steve | Jul 29, 2024 | Non-QM Loans
Securing a mortgage as a freelancer can be a daunting task, but it’s entirely achievable with the right approach. Unlike traditional employees with steady paychecks, freelancers face unique challenges when applying for a home loan. This guide will walk you...
by Steve | Feb 28, 2024 | Non-QM Loans
Bank statement home loans offer relaxed guidelines versus traditional mortgage loans. If you need to acquire funds in a hurry, you might qualify for an asset-based home loan. Abo Capital helps qualified self-employed borrowers obtain no doc mortgage loans. What...
by Steve | Feb 16, 2024 | Non-QM Loans
Private money lenders offer financing that’s typically unavailable through traditional banks and mortgage companies. Whether you need a bridge loan or to borrow money from an income producing property, a private money lender is a great resource. You can find...
by Steve | Jan 17, 2024 | Non-QM Loans
Self-employed home buyers can achieve the American Dream of Homeownership. Whether you operate as a limited liability company, a sole proprietor or as an independent contractor, you might qualify for a home loan. Reputable lenders offer affordable...
by Steve | Jan 11, 2024 | Non-QM Loans
Mortgage calculators provide instant payment computations. If you’re buying a home or wondering how much you can save by refinancing, a mortgage calculator is the ideal financial tool. Using a mortgage calculator, you can quickly estimate the...
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