Stated Income Loans

Mortgages for the self-employed
With tax write-offs and fluctuations in income, we understand that if may be difficult for self-employed and commissioned borrowers to qualify for home and commercial real estate financing. That’s why we offer a variety of asset verification options such as bank statement loans to help people qualify.

With most of these types of loans, no tax returns, W2s, or K-1s are required! Ready to learn more?

  • 10% Down Purchase Owner Occupied
  • 20%Down Purchase and Refinance on Second Homes, Non-Owner Occupied and Apartment Buildings
  • Multiple ways to calculate income
    • Bank Statements
    • Profit and Loss Statements
    • Stated Income
    • Solely on Investment Property Income
    • Large Bank Accounts/Liquid Asset Holdings
  • Non-Occupant Co-Borrowers allowed
  • Exceptions considered with compensating factors on all programs


  • Quick to Close: Investment Property Loan within 7 days
  • Fix and Flip Loans: 10% Down and Additional funding for construction budget

The No-Qual Experts

When it comes to financing a non-traditional loan application fast, nobody does it better than Steve Abo. Give us your difficult deals, stated income applications, bank statement loans, cash out refinances and more. We lend on all types of properties, including commercial.

Indeed, applying for a loan at Abo Capital is an excellent step forward in funding your new home purchase, refinance or residential rental property. We minimize the time it takes to size and price, which gives you every benefit, as well as optimizing the best structure – based on decades of experience, critical for the real estate investor and business owner.

Why ABO Capital?

  • Bank Statement Loans
  • Cash Out Refinances
  • Options with No Prepayment Penalty
  • “No Tax Returns” Programs Available
  • Aggressive Pricing Starting @ 1.90%
  • Interest Only Loans Available
  • Quick Pre-Approvals
  • Personal Service
  • Loan Sizes of $350,000+
  • Up to 40 Year Amortizations
  • Experienced, Licensed, Friendly

Contact Me Directly for Personalized Service.

Steve Abo

(310) 984-8028

35+ Years working with

Stated Income Commercial Mortgage Loans


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Past Deals