Guides & Tutorials

[et_pb_section fb_built=”1″ _builder_version=”4.21.0″ _module_preset=”default” custom_padding=”||0px|||” global_colors_info=”{}”][et_pb_row _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”][et_pb_text admin_label=”Text” _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”] When applying for a mortgage, lenders carefully review financial documentation to evaluate income stability, cash flow, and overall repayment ability.Understanding which documents lenders look at—especially when qualifying through bank statement or other non-QM loan programs—can help borrowers prepare … Read more

[et_pb_section fb_built=”1″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_row _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_font_size=”17px” header_font_size=”32px” header_2_font_size=”24px” header_3_font_size=”18px” global_colors_info=”{}”]   How Mortgage Rates Are Determined Mortgage rates don’t actually start with your loan officer or even the Federal Reserve. They begin with large institutional investors, the bond market, and how your specific file is structured. … Read more