by Steve | Dec 26, 2025 | Guides & Tutorials
When applying for a mortgage, lenders carefully review financial documentation to evaluate income stability, cash flow, and overall repayment ability.Understanding which documents lenders look at—especially when qualifying through bank statement or other non-QM loan...
by Steve | Nov 14, 2025 | Guides & Tutorials
How Mortgage Rates Are Determined Mortgage rates don’t actually start with your loan officer or even the Federal Reserve. They begin with large institutional investors, the bond market, and how your specific file is structured. If you’re self-employed, a real...
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