DSCR Loan Down Payment Requirements (LTV by Scenario)

Many real estate investors choose to hold rental properties in limited liability companies (LLCs) or other business entities for liability protection, tax planning, and portfolio organization. Unlike traditional financing, DSCR loans are specifically designed to...

DSCR Loan Requirements (2026 Investor Guide)

Debt Service Coverage Ratio (DSCR) loans allow real estate investors to qualify for financing based on property cash flow rather than personal income. These programs have become one of the most popular financing options for rental property investors, short-term rental...