Cash-out Refinance

A cash-out refinance is a type of mortgage refinance that allows homeowners to access the equity in their homes and receive a cash payout. In a cash-out refinance, the homeowner refinances their existing mortgage for more than they owe and receives the difference in...

Cash to Close

When you’re buying a home, “cash to close” is a term you’ll hear often. It refers to the amount of money you’ll need to bring to the closing table to complete the transaction. In this article, we’ll explain what “cash to...

Cash Reserve

When you’re in the process of buying a home, you’ll probably come across the term cash reserve at some point. It’s an amount of money that you set aside in addition to your down payment and closing costs when you take out a mortgage. Purpose of Cash...

Basis Points

When you’re in the process of getting a mortgage or trying to understand the financial terms associated with it, you may come across the term “basis points.” Understanding what basis points mean can help you make more informed decisions about your...

Appreciation

Appreciation is a term used in the mortgage industry to describe the increase in value of a property over time. In other words, it’s the amount by which the value of a property has grown since it was purchased. Appreciation Concept Appreciation is a key concept...